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Coverage for Freight Brokerage and Logistics Risks

Freight Broker Insurance

Freight Broker

Freight brokers connect shippers and carriers while managing contracts, documentation, and logistics. Although brokers may not physically transport the freight, they can still face professional, contractual, and contingent liability exposures. The Truckers Insurance helps non-asset logistics professionals evaluate coverage options based on their services and responsibilities.

Smart Coverage for Freight Intermediaries


We provide specialized policies for licensed freight brokers, 3PLs, and dispatchers, including:


  • Contingent Cargo Insurance – protects your brokerage in the event a carrier’s cargo policy denies a claim or is insufficient

  • Contingent Auto Liability – for third-party bodily injury or property damage that could be attributed to your selection of a motor carrier

  • General Liability – covers office exposures, contract disputes, and non-freight related liabilities

  • Errors & Omissions (E&O) – essential coverage for claims alleging broker negligence, load mismanagement, or contractual failures

  • Surety Bonds (BMC-84 or BMC-85) – $75,000 freight broker bonds required by the FMCSA

  • Cyber Liability Insurance – for brokers using digital TMS platforms vulnerable to data breaches or ransomware


Most coverage is backed by A+ rated insurance carriers with experience in freight brokerage and logistics underwriting.

FMCSA Compliance & Bond Assistance


The Truckers Insurance assists new and existing brokers with:


  • Securing the $75,000 Freight Broker Bond (BMC-84)

  • Filing bond information directly with the FMCSA

  • Structuring your E&O and Contingent Liability policies to meet shipper and 3PL compliance requirements

  • Reviewing contracts for certificate language compliance and risk transfer clarity


Whether you’re a new broker launching your MC number or a seasoned logistics firm managing hundreds of loads per week, we provide support beyond the policy.

Freight Broker Programs for Every Scale


  • Startups & Solo Brokers – bundled bond + insurance packages with low minimum premiums

  • Mid-Size Brokerages (5+ personnel) – scalable E&O and cyber liability solutions

  • High-Volume Brokers (10+ employees or $5M+ in freight volume) – custom risk management and umbrella options

LET'S PROTECT YOUR OPERATION

Get customized coverage solutions built around your business, your equipment, and the way you operate. Our team is here to help you move forward with confidence.

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