Coverage for Power-Only and Trailer Interchange Operations
Power-Only Trucking Insurance
Power-only trucking involves hauling trailers owned or supplied by customers, brokers, shippers, or trailer rental companies. These arrangements create distinct insurance and liability considerations. The Truckers Insurance helps power-only operators and fleets evaluate coverage based on trailer use, contracts, cargo, operating radius, and applicable requirements.
Built for Power-Only Operations
We insure a wide range of power-only businesses, including:
Owner-Operators leased to Motor Carriers
Motor carriers under their own DOT authority
Amazon Relay and drop-and-hook contractors
Trailer pool and intermodal operators
Your policy can include:
Auto Liability – FMCSA-compliant, with high-limit options for large contracts
Non-Owned Trailer Physical Damage – protects you if the trailer you’re hauling is damaged while under your care, custody, or control
Trailer Interchange Coverage – required by many brokers or intermodal providers, this protects you under written interchange agreements
Motor Truck Cargo – for freight inside the trailer, even if the trailer is owned by someone else
General Liability – for job site, drop yard, or third-party property exposure
Non-Truckers Liability (NTL) – protection for off-dispatch use by Owner-Operators leased to Motor Carriers
Bobtail Insurance – covers the truck when traveling without a trailer
Support for Contracts, Relay & UIIA Requirements
Power-only operators often need specialized documentation and filings. The Truckers Insurance provides:
UIIE-1 Endorsement & UIIA-compliant policies for port access
Amazon Relay, Uber Freight, and DAT-approved coverage structures
COI customization for brokers and shippers with additional insured and waiver requirements
Same-day COI turnaround and rapid endorsement processing
Flexible Programs for Growing Fleets
Whether you're a single truck owner-operator or managing a 5–10 unit power-only fleet, our programs scale with you. We help manage:
Mixed-use operations (power-only + full trailer ownership)
Daily or weekly trailer interchange agreements
Multi-state filings and long-haul rating
Premium financing for cash flow flexibility
